call me if you need to do a short sale in your property. Our negotiators are experts and will do the best to get it approved.
call me at (619)279-7167 for a free consultation.
Thursday, January 29, 2009
Tuesday, January 27, 2009
Monday, January 26, 2009
SAN DIEGO MEDIAN HOUSE PRICE
San Diego, California
Including Bonita, Chula Vista, Coronado, Del Mar, Dulzura, El Cajon, Encinitas, Escondido, Imperial Beach, Jamul, La Jolla, La Mesa, Lemon Grove, Leucadia, National City, Ocean Beach, Olivenhain, Pacific Beach, Poway, Rancho Bernardo, San Ysidro, Santee, Spring Valley
Trend 10/21/2008 1 month 3 month 6 month 12 month
Median Price $351,000 -2.5% -7.6% -11.1% -22.0%
Inventory 11,868 -1.8% -7.6% -11.5% -19.4%
Historical Data
Date Inventory 25th Percentile 50th Percentile
(Median) 75th Percentile
10/21/2008 11,868 $229,000 $351,000 $634,900
10/14/2008 11,886 $229,600 $350,000 $639,000
10/07/2008 11,909 $229,900 $353,000 $630,000
10/01/2008 11,842 $230,000 $355,000 $629,000
09/28/2008 11,983 $231,000 $359,000 $640,000
09/21/2008 12,084 $235,000 $359,900 $649,000
09/14/2008 12,320 $235,000 $360,000 $320,000
09/07/2008 12,351 $239,000 $361,845 $649,000
09/01/2008 12,390 $239,900 $365,000 $649,000
08/29/2008 12,677 $240,000 $369,000 $649,000
08/21/2008 12,691 $245,000 $370,000 $649,000
08/14/2008 12,765 $246,500 $374,007 $649,500
08/07/2008 12,778 $249,800 $375,000 $650,000
08/01/2008 12,798 $249,900 $375,000 $650,000
07/28/2008 12,967 $250,000 $379,000 $658,000
07/21/2008 12,842 $250,000 $379,900 $650,000
07/14/2008 12,829 $250,000 $380,000 $650,000
07/07/2008 12,766 $254,900 $380,000 $650,000
07/01/2008 9,299 $264,500 $389,900 $670,000
06/28/2008 9,660 $264,900 $389,900 $669,000
06/21/2008 13,406 $269,000 $389,888 $640,000
06/14/2008 13,403 $269,000 $389,900 $640,000
06/07/2008 13,440 $269,900 $389,900 $648,000
06/01/2008 13,443 $269,888 $389,900 $648,000
05/28/2008 13,475 $269,000 $389,900 $648,000
05/21/2008 13,495 $269,900 $389,900 $640,000
05/14/2008 13,465 $270,000 $390,000 $639,000
05/07/2008 13,498 $274,900 $390,000 $629,900
05/01/2008 13,425 $275,000 $392,820 $625,000
04/28/2008 13,561 $275,000 $394,426 $625,000
04/21/2008 13,406 $279,000 $395,000 $625,000
04/14/2008 13,780 $279,990 $396,000 $625,000
04/07/2008 13,670 $284,990 $399,000 $625,000
04/01/2008 13,502 $288,000 $399,000 $625,000
03/28/2008 13,713 $289,000 $399,000 $626,900
03/21/2008 13,546 $289,900 $399,000 $625,000
03/14/2008 13,483 $295,000 $399,900 $620,000
03/07/2008 13,394 $298,900 $399,900 $617,000
03/01/2008 13,392 $299,000 $399,900 $610,000
02/28/2008 13,470 $298,900 $399,900 $600,000
02/21/2008 13,489 $299,000 $400,000 $609,000
02/14/2008 13,475 $299,000 $400,000 $610,000
02/07/2008 13,356 $299,900 $405,000 $600,000
02/01/2008 13,123 $300,000 $415,000 $605,000
01/28/2008 13,034 $303,050 $417,000 $615,000
01/21/2008 12,715 $309,750 $420,000 $619,888
01/14/2008 13,128 $309,900 $420,000 $601,400
01/07/2008 12,875 $314,900 $425,000 $615,000
01/01/2008 12,666 $315,900 $425,000 $620,000
12/28/2007 13,441 $319,000 $425,000 $625,000
12/21/2007 13,674 $320,000 $429,000 $629,000
12/14/2007 13,854 $324,900 $429,995 $629,900
12/07/2007 14,085 $329,000 $435,000 $639,000
12/01/2007 14,268 $329,000 $439,000 $640,000
11/28/2007 14,499 $329,000 $440,000 $645,000
11/21/2007 14,618 $330,000 $445,000 $649,000
11/14/2007 14,746 $330,000 $447,500 $649,000
11/07/2007 14,620 $335,000 $449,000 $649,900
11/01/2007 14,459 $339,000 $449,900 $650,000
10/28/2007 14,671 $340,000 $450,000 $650,000
10/21/2007 14,720 $340,000 $450,000 $650,000
10/14/2007 15,158 $345,000 $450,000 $655,000
10/07/2007 15,266 $348,500 $459,000 $659,000
10/01/2007 15,193 $349,000 $459,900 $659,950
09/28/2007 15,396 $349,900 $460,000 $665,000
09/21/2007 15,195 $350,000 $465,000 $670,000
09/14/2007 15,213 $350,000 $465,000 $670,000
09/07/2007 15,133 $350,000 $469,000 $675,000
09/01/2007 15,164 $354,900 $469,900 $675,000
08/28/2007 15,178 $359,000 $474,900 $679,000
08/21/2007 15,089 $359,900 $475,000 $679,900
08/14/2007 14,944 $360,000 $475,000 $685,000
08/07/2007 14,825 $361,500 $475,000 $689,000
08/01/2007 14,599 $364,999 $479,000 $690,000
07/28/2007 14,735 $365,000 $479,000 $689,000
07/21/2007 15,036 $365,000 $479,000 $685,000
07/14/2007 14,908 $369,000 $480,000 $690,000
07/07/2007 14,693 $369,000 $480,000 $692,900
07/01/2007 14,509 $369,001 $485,000 $695,000
06/28/2007 14,568 $369,900 $485,000 $695,000
06/21/2007 14,191 $372,990 $489,000 $699,000
06/14/2007 13,858 $373,500 $489,000 $699,000
06/07/2007 13,700 $370,000 $489,000 $699,000
06/01/2007 13,606 $373,000 $489,000 $699,000
05/28/2007 13,725 $372,900 $489,000 $699,000
05/21/2007 13,619 $375,000 $490,000 $699,000
05/14/2007 13,338 $375,000 $490,000 $699,000
05/07/2007 13,135 $375,000 $495,000 $699,000
05/01/2007 12,856 $378,500 $495,000 $699,000
04/28/2007 12,851 $377,000 $495,000 $699,000
04/21/2007 12,449 $379,000 $495,000 $699,500
04/14/2007 12,346 $375,000 $495,000 $699,000
04/07/2007 12,203 $375,000 $495,000 $699,000
04/01/2007 12,051 $375,000 $495,000 $699,000
03/28/2007 11,912 $375,000 $495,000 $699,000
03/21/2007
Including Bonita, Chula Vista, Coronado, Del Mar, Dulzura, El Cajon, Encinitas, Escondido, Imperial Beach, Jamul, La Jolla, La Mesa, Lemon Grove, Leucadia, National City, Ocean Beach, Olivenhain, Pacific Beach, Poway, Rancho Bernardo, San Ysidro, Santee, Spring Valley
Trend 10/21/2008 1 month 3 month 6 month 12 month
Median Price $351,000 -2.5% -7.6% -11.1% -22.0%
Inventory 11,868 -1.8% -7.6% -11.5% -19.4%
Historical Data
Date Inventory 25th Percentile 50th Percentile
(Median) 75th Percentile
10/21/2008 11,868 $229,000 $351,000 $634,900
10/14/2008 11,886 $229,600 $350,000 $639,000
10/07/2008 11,909 $229,900 $353,000 $630,000
10/01/2008 11,842 $230,000 $355,000 $629,000
09/28/2008 11,983 $231,000 $359,000 $640,000
09/21/2008 12,084 $235,000 $359,900 $649,000
09/14/2008 12,320 $235,000 $360,000 $320,000
09/07/2008 12,351 $239,000 $361,845 $649,000
09/01/2008 12,390 $239,900 $365,000 $649,000
08/29/2008 12,677 $240,000 $369,000 $649,000
08/21/2008 12,691 $245,000 $370,000 $649,000
08/14/2008 12,765 $246,500 $374,007 $649,500
08/07/2008 12,778 $249,800 $375,000 $650,000
08/01/2008 12,798 $249,900 $375,000 $650,000
07/28/2008 12,967 $250,000 $379,000 $658,000
07/21/2008 12,842 $250,000 $379,900 $650,000
07/14/2008 12,829 $250,000 $380,000 $650,000
07/07/2008 12,766 $254,900 $380,000 $650,000
07/01/2008 9,299 $264,500 $389,900 $670,000
06/28/2008 9,660 $264,900 $389,900 $669,000
06/21/2008 13,406 $269,000 $389,888 $640,000
06/14/2008 13,403 $269,000 $389,900 $640,000
06/07/2008 13,440 $269,900 $389,900 $648,000
06/01/2008 13,443 $269,888 $389,900 $648,000
05/28/2008 13,475 $269,000 $389,900 $648,000
05/21/2008 13,495 $269,900 $389,900 $640,000
05/14/2008 13,465 $270,000 $390,000 $639,000
05/07/2008 13,498 $274,900 $390,000 $629,900
05/01/2008 13,425 $275,000 $392,820 $625,000
04/28/2008 13,561 $275,000 $394,426 $625,000
04/21/2008 13,406 $279,000 $395,000 $625,000
04/14/2008 13,780 $279,990 $396,000 $625,000
04/07/2008 13,670 $284,990 $399,000 $625,000
04/01/2008 13,502 $288,000 $399,000 $625,000
03/28/2008 13,713 $289,000 $399,000 $626,900
03/21/2008 13,546 $289,900 $399,000 $625,000
03/14/2008 13,483 $295,000 $399,900 $620,000
03/07/2008 13,394 $298,900 $399,900 $617,000
03/01/2008 13,392 $299,000 $399,900 $610,000
02/28/2008 13,470 $298,900 $399,900 $600,000
02/21/2008 13,489 $299,000 $400,000 $609,000
02/14/2008 13,475 $299,000 $400,000 $610,000
02/07/2008 13,356 $299,900 $405,000 $600,000
02/01/2008 13,123 $300,000 $415,000 $605,000
01/28/2008 13,034 $303,050 $417,000 $615,000
01/21/2008 12,715 $309,750 $420,000 $619,888
01/14/2008 13,128 $309,900 $420,000 $601,400
01/07/2008 12,875 $314,900 $425,000 $615,000
01/01/2008 12,666 $315,900 $425,000 $620,000
12/28/2007 13,441 $319,000 $425,000 $625,000
12/21/2007 13,674 $320,000 $429,000 $629,000
12/14/2007 13,854 $324,900 $429,995 $629,900
12/07/2007 14,085 $329,000 $435,000 $639,000
12/01/2007 14,268 $329,000 $439,000 $640,000
11/28/2007 14,499 $329,000 $440,000 $645,000
11/21/2007 14,618 $330,000 $445,000 $649,000
11/14/2007 14,746 $330,000 $447,500 $649,000
11/07/2007 14,620 $335,000 $449,000 $649,900
11/01/2007 14,459 $339,000 $449,900 $650,000
10/28/2007 14,671 $340,000 $450,000 $650,000
10/21/2007 14,720 $340,000 $450,000 $650,000
10/14/2007 15,158 $345,000 $450,000 $655,000
10/07/2007 15,266 $348,500 $459,000 $659,000
10/01/2007 15,193 $349,000 $459,900 $659,950
09/28/2007 15,396 $349,900 $460,000 $665,000
09/21/2007 15,195 $350,000 $465,000 $670,000
09/14/2007 15,213 $350,000 $465,000 $670,000
09/07/2007 15,133 $350,000 $469,000 $675,000
09/01/2007 15,164 $354,900 $469,900 $675,000
08/28/2007 15,178 $359,000 $474,900 $679,000
08/21/2007 15,089 $359,900 $475,000 $679,900
08/14/2007 14,944 $360,000 $475,000 $685,000
08/07/2007 14,825 $361,500 $475,000 $689,000
08/01/2007 14,599 $364,999 $479,000 $690,000
07/28/2007 14,735 $365,000 $479,000 $689,000
07/21/2007 15,036 $365,000 $479,000 $685,000
07/14/2007 14,908 $369,000 $480,000 $690,000
07/07/2007 14,693 $369,000 $480,000 $692,900
07/01/2007 14,509 $369,001 $485,000 $695,000
06/28/2007 14,568 $369,900 $485,000 $695,000
06/21/2007 14,191 $372,990 $489,000 $699,000
06/14/2007 13,858 $373,500 $489,000 $699,000
06/07/2007 13,700 $370,000 $489,000 $699,000
06/01/2007 13,606 $373,000 $489,000 $699,000
05/28/2007 13,725 $372,900 $489,000 $699,000
05/21/2007 13,619 $375,000 $490,000 $699,000
05/14/2007 13,338 $375,000 $490,000 $699,000
05/07/2007 13,135 $375,000 $495,000 $699,000
05/01/2007 12,856 $378,500 $495,000 $699,000
04/28/2007 12,851 $377,000 $495,000 $699,000
04/21/2007 12,449 $379,000 $495,000 $699,500
04/14/2007 12,346 $375,000 $495,000 $699,000
04/07/2007 12,203 $375,000 $495,000 $699,000
04/01/2007 12,051 $375,000 $495,000 $699,000
03/28/2007 11,912 $375,000 $495,000 $699,000
03/21/2007
Thursday, January 22, 2009
10 CAREERS THAT TOP $30 PER HOUR!!!
10 Careers that Top $30 per Hour
by Clare Kaufman, FindtheRightSchool.com
In just 60 minutes, you could earn enough to pay for a tank of gas, the cable bill, gym membership, or dinner out. Thirty dollars still covers some of life's essential costs. Earn that much in just one hour on the job, and you have enough to build a comfortable life.
The latest U.S. Census Bureau figures put the median household income in the U.S. at $50,233. A $30-per-hour job brings in $62,400 before taxes, or 20% more than the national median. For many people, this extra margin is just one promotion or one credential away. To boost your economic security, consider these 10 careers with salary data as reported by the U.S. Bureau of Labor Statistics:
Database Administrator
Mean Hourly Wage: $33.78
Salary: $70,260
Database administrators perform a vital role in our information economy, managing the database systems that help companies store, process, and access data effectively. Job growth is stunning in this high-demand field as well -- the profession is expected to grow 37 percent through 2016. Continuing education is a must to keep up with evolving technology, but entry requirements are modest. You can launch this $30-plus-an-hour career with an associate's degree in database administration or information technology.
Registered Nurse
Mean Hourly Wage: $30.04
Salary: $62,480
Historic demand for registered nurses is inspiring many people to reinvent themselves as health care practitioners. Nursing is projected to generate more new jobs than any other profession -- an estimated 587,000 positions through 2016, which represents a 23% increase in a decade. To take advantage of this boom, head to nursing school for your bachelor's degree in nursing (BSN). Accelerated programs are available for career changers who already have a bachelor degree in another field.
Technical Writer
Median Hourly Wage: $30.18
Salary: $62,780
Technical writers interpret engineering and scientific information for a lay audience, producing product documentation, user manuals, project proposals, and scientific reports. Most writers come to the field with a college bachelor's degree in a communications or liberal arts field. Some colleges offer specialized certificate programs in technical communication, which incorporate IT literacy training.
Fashion Designer
Median Hourly Wage: $34.22
Salary: $71,170
Fashion design has the reputation as an all-or-nothing labor of love -- you begin as a starving artist and ultimately attain celebrity stature designing haute couture. In fact, the majority of fashion designers -- 3 in 4 designers -- work secure, salaried jobs for apparel manufacturers. What these artists give up in suffering and glamour they make up for in a solid and stable paycheck. A job as a salaried fashion designer starts with an associate's or bachelor's degree in fashion design.
Accountant
Median Hourly Wage: $30.11
Salary: $62,640
Accountants should have no trouble finding work as businesses throughout the economy sort through the financial rubble of the credit crisis. Mounting federal regulation will also contribute to demand for trained accountants. Accountants working for accounting and bookkeeping services earn upwards of $30 per hour. These employers hire trained professionals with a bachelor's degree in accounting or finance.
Environmental Scientist
Median Hourly Wage: $30.71
Salary: $63,870
Environmental scientists will be the heroes of the coming era, developing much-needed strategies to redress environmental damage to soil, water, and air. The field is expected to grow 25% in response to new federal regulations and funding, as well as private investment. A bachelor's degree in earth sciences will get you started in this fascinating and important field. Many scientists go on to a master's degree to secure the best opportunities.
K-12 Curriculum Designer
Median Hourly Wage: $30.87
Salary: $64,220
Curriculum designers are at the forefront of educational research, developing new instructional materials and strategies to improve the quality of education in our nation's schools. The job typically calls for a graduate-level degree in the field, such as a master's degree in education (M.Ed.).
Dental Hygienist
Mean Hourly Wage: $31.21
Salary: $64,910
To make about the same amount of money with a two-year associate's degree, enroll in a dental hygiene program. Dental hygienists work alongside dentists to promote oral health and hygiene. Hygienists enjoy distinction as one of the nation's fastest growing occupations, with 30% growth expected through 2016.
Detectives and Criminal Investigators
Median Hourly Wage: $30.05
Salary: $62,500
Solving crimes is all in a day's work for these criminal justice professionals. Criminal investigators can build their skill set by completing an associate's degree in criminal justice, where they take courses in crime scene investigation, criminal investigation procedures, and more. The Bureau of Labor Statistics rates job opportunities as "excellent."
Television Producer
Median Hourly Wage: $31.66
Salary: $65,850
Producers coordinate the television features we enjoy, from sitcoms to dramas to the nightly news. To build the necessary skill set, producers enter the field with an associate's or bachelor's degree in mass communications or broadcast media.
A tight economy hasn't stopped employers in these ten fields from hiring qualified grads. With the right degree, you can upgrade your career and find job security in the form of a $30-an-hour paycheck.
Wednesday, January 21, 2009
100% Financed VA loans Chula vista!!!
Did you know that VA loans are the only 100% financing available right now?
so If you are in the military and want to buy, you can actually buy with zero out of pocket expenses!!!
If you live in military housing you can also buy instead and earn equity in the next few years.
call me for a free consultation!!
Faby
(619)279-7167
so If you are in the military and want to buy, you can actually buy with zero out of pocket expenses!!!
If you live in military housing you can also buy instead and earn equity in the next few years.
call me for a free consultation!!
Faby
(619)279-7167
Tuesday, January 20, 2009
Monday, January 19, 2009
Should you modify your mortgage loan?
I have received many calls from previous buyers asking me if they should try to negotiate with their bank to modify their mortgage loan. My advise is that they do it with the help of someone who has done it before. If you give your bank the wrong financial numbers or cannot prove your financial hardship correctly you might be declined the opportunity.
I have only done a couple of negotiations myself and both times I was able to get a reduction on their current payment.
Do try to save your home by asking for a modification before you decide to do a short sale.
I have only done a couple of negotiations myself and both times I was able to get a reduction on their current payment.
Do try to save your home by asking for a modification before you decide to do a short sale.
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